> For the complete documentation index, see [llms.txt](https://docs.emoney.network/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.emoney.network/e-money-card-faqs/what-should-i-consider-before-using-the-e-money-card-for-payments.md).

# What should I consider before using the E Money Card for payments?

Before making a payment with your E Money Card, ensure that you have deposited enough collateral in the form of USDT, USDC, or eEUR. This ensures your transactions are covered and prevents unnecessary fees.

#### Supported Networks & Collateral Options

You can deposit funds across multiple networks:

* USDT – Supports  Ethereum
* USDC – Supports Ethereum, Solana, Base 
* eEUR – Supports E Money Network 
* BSC-USD – Supports Binance Smart Chain\
  \
  Transaction Fees
* To deposit collateral, you need the amount you wish to lock in the chosen currency.
* You will also need a small amount of gas fees in the native token of the selected network to process the transaction.

⚠️ Important:

* An insufficient balance on your card may result in unexpected fees.
* Please review our fee structure carefully to avoid unnecessary charges:\
  👉[ E Money Card Fees](https://docs.emoney.network/e-money-card-fees)

Ensure your collateral is correctly deposited before attempting to make a payment!