# Are there any fees I should be aware of as a user?

Yes, the E Money Network has specific fees that users should take into account when using the E Money Card.

#### **1. Card Issuance Fee**

* A one-time fee of $99 is charged when ordering an E Money Card.

#### 2. Collateral Top-Up Fee

* A 0.5% fee applies when adding collateral to your card.

#### 3. FX Fee

* For FX transactions (when converting currencies other than HND), a 1% FX fee is charged.

For full details on all applicable fees, including potential regional variations, please refer to our official fee structure:\
👉[ E Money Card Fees\ <br>](https://docs.emoney.network/e-money-card-fees)